I appreciate the concept of them but I can't get over Christmas being one gigantic exchange of cash and or plastic (even though, I realize thats what it actually is). I just don't see what is so difficult about asking someone what they want for Christmas, and then buying one of those items.
Also - anyone worried about gift cards this year? Someone was talking to me about a bunch of retailers potentially going under after the holiday season - which would mean any unused holiday card would be worthless. Something to think about, I guess




















