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Whutz the interest rate on yer whip?

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goner1	Whutz the interest rate on yer whip?	Lead	[-]
Posts: 5685 (10/18/08 4:16 PM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	Okay my dealership just called and my car is coming off lease soon (shut it). I defo want to buy it out, but what's the going interest rates (in Canada)? He mentioned a rate and I said gosh that sounds kind of high and then he said it may be able to get lower, and said it won't matter that much cuz it's just a small amount over 3 years and no biggie. The buy out price was pre-determined at the start so that's not a negotiation (I don't think...my vehicle would sell at well over that price for sure anyway); but I imagine the interest rate has some wiggle room. HELP ME OT!
Lost Shaker of NaCl		#1	[-]
Posts: 1223 (10/18/08 5:36 PM) I'm demanding Reply Quote More Recent Posts Message Connection Block Invite	Why pay interest? - if you can't pay cash, don't buy!
merkyl		#2	[-]
Posts: 58907 (10/18/08 5:38 PM) Registered loser Reply Quote More Recent Posts Message Connection Block Invite	HELP ME OT! Sure, leases are a rip off. yw
Shagnanigans		#3	[-]
Posts: 1225 (10/18/08 5:40 PM) I'm not drunk Reply Quote More Recent Posts Message Connection Block Invite	My whip is PAID IN FULL.
pussycow		#4	[-]
Posts: 3331 (10/18/08 5:40 PM) Reply Quote More Recent Posts Message Connection Block Invite	1. The buy out price is definitely negotiable. They would rather you buy it then take it back. If they won't negotiate just tell them to take it back. 2. Don't get a loan through the dealer 3. What Merkyl said
merkyl		#5	[-]
Posts: 58909 (10/18/08 5:42 PM) Registered loser Reply Quote More Recent Posts Message Connection Block Invite	You know who else's whip was paid in full?
pussycow		#6	[-]
Posts: 3333 (10/18/08 5:45 PM) Reply Quote More Recent Posts Message Connection Block Invite	Mussolini's?
Shagnanigans		#7	[-]
Posts: 1226 (10/18/08 5:45 PM) I'm not drunk Reply Quote More Recent Posts Message Connection Block Invite	your mom's?
goner1		#8	[-]
Posts: 5687 (10/18/08 6:17 PM) Registered User Reply Quote More Recent Posts Message Connection Block Invite	My buy out price is about about 2/3 of it's resale value - they'd be happy to take it back. And I'd be left hitchhiking away into the sunset And I can't get over how everyone on message boards claims to have all their stuff paid off and never carry balances... Please. I just don't know what the going interest rates are on car loans. Checking my bank's website and Googling didn't give me any specific numbers. First he says 9.9 and I'm all :O and then he says maybe 8? and come in and talk. I'd like to go in with some idea of what a reasonable number is.

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