Question: What is Organized Crime?

Re: Question: What is Organized Crime?

feeds@yuku.com (NewOrleansIsSinking) — Sat, 10 May 2008 20:40:44 GMT

Evil. Settle. New Law. Kittens and Butterflies.

Re: Question: What is Organized Crime?

feeds@yuku.com (squashthebeef) — Sat, 10 May 2008 20:35:34 GMT

I'll side with whichever side can present their case using the fewest words.

Re: Question: What is Organized Crime?

feeds@yuku.com (NewOrleansIsSinking) — Sat, 10 May 2008 20:27:19 GMT

Wow , that's an awfully onesided first post for this thread.

Here's the rest.

Now Crowley is pushing for a change in Massachusetts law that would force an insurer to prove a person misrepresented his well-being or should have known he was not in good health based on "active symptoms of a serious change in health" in order to deny a claim. Under current standards, the responsibility rests with the insured person to prove he...

Re: Question: What is Organized Crime?

feeds@yuku.com (Beefcake) — Sat, 10 May 2008 19:52:04 GMT

I think the point of the brochure was that the insurance company used these people to advertise their insurance, but then denied their claim when the wife died.

I worked as an insurance adjuster after college, and I worked at an insurance defense firm when I was in law school. My sister is a VP at one of the big commercial lines insurers. Insurance companies are contemptuous of their customers. From their perspective, your job is to pay premiums, and their job is to deny your claim...

Re: Question: What is Organized Crime?

feeds@yuku.com (squashthebeef) — Sat, 10 May 2008 18:20:51 GMT

What is the relevance of the yellow blanket brochure thing?

Re: Question: What is Organized Crime?

feeds@yuku.com (mellydramatic) — Sat, 10 May 2008 18:08:17 GMT

beefcake "gets" me

Re: Question: What is Organized Crime?

feeds@yuku.com (Beefcake) — Sat, 10 May 2008 18:02:34 GMT

I think you're missing the point. Of course the insurance company can deny the claim. They can do anything they want because they have the money. The burden then falls on the insured to sue the insurance company for the proceeds from the policy. The insured then has to hire a lawyer and give them a third of the money. Worst case scenario for the insurance company is they have to pay off the policy. They have no downside.

Insurance companies are the scum of the business world.

Re: Question: What is Organized Crime?

feeds@yuku.com (GoodNeighborgirl) — Sat, 10 May 2008 16:14:57 GMT

I'm with worsty and apg here, they won't/can't deny the claim unless someone lied (a doctor) or there was some fraud involved.
They may be investigating before they pay out and the dad (and some media people/lawyers) are making this look like the big bad company not paying out.
I'd be interested to know if she worked or stayed at home.

Re: Question: What is Organized Crime?

feeds@yuku.com (thriving sobi) — Sat, 10 May 2008 16:06:58 GMT

Question: What is Organized Crime?

it's another word for organized religion.

Re: Question: What is Organized Crime?

feeds@yuku.com (Knives of the Saints) — Sat, 10 May 2008 14:51:57 GMT

This thread would have been more interesting if it were about the Mafia.

Re: Question: What is Organized Crime?

feeds@yuku.com (worstdog) — Sat, 10 May 2008 14:44:36 GMT

SBLC is rated A+, which means while they aren't a great co. (AAA would be preferable), they're certainly not in a position to deny a claim without due cause. I'm willing to bet there's more to this story.

Re: Question: What is Organized Crime?

feeds@yuku.com (Hamdingers) — Sat, 10 May 2008 14:30:49 GMT

Mister Peepers wrote:
When I was in the insurance industry, I learned about this very situation. The company can't get away with denying a legitimate claim.

Exactly. This is stupid. Unless there's some serious evidence of attempted fraud, no insurance company gets away with this, or for that matter, even TRIES.

Re: Question: What is Organized Crime?

feeds@yuku.com (mellydramatic) — Sat, 10 May 2008 14:08:35 GMT

Hey, TC! How the heck are you??

I know you'll be thrilled to hear my son won a gold medal in the 100 meter dash at the state Special Olympics yesterday. It was a thrilling moment!!

Re: Question: What is Organized Crime?

feeds@yuku.com (Mister Peepers) — Sat, 10 May 2008 13:40:18 GMT

I've been around with one nic or another since '01. You might know me better as APG or Alexander the Pretty Good, Atomic Plunger or BonScott00 or one of the other 50 ghosts I use.

When I was in the insurance industry, I learned about this very situation. The company can't get away with denying a legitimate claim.

Re: Question: What is Organized Crime?

feeds@yuku.com (TC) — Sat, 10 May 2008 13:39:27 GMT

shut the fuck up you retard.

Re: Question: What is Organized Crime?

feeds@yuku.com (mellydramatic) — Sat, 10 May 2008 13:37:00 GMT

So there must be a story for one to post an opinion on OT? How long have you been around?

Re: Question: What is Organized Crime?

feeds@yuku.com (Mister Peepers) — Sat, 10 May 2008 13:31:25 GMT

The onus is on the insurance company to prove that she knew that she had cancer before taking out the policy. I happen to know that MA has one of the strictest Departments of Insurance in the nation. All John has to do is call the consumer division of the MA Dept of Insurance and the company will pay. Unless, the company has information that shows that Jenny lied on the application.

This is a non-story.

Question: What is Organized Crime?

feeds@yuku.com (mellydramatic) — Sat, 10 May 2008 13:02:35 GMT

Answer: insurance companies

"ASHLAND, Mass. (AP) - When Jenny and John Crowley learned they were having a baby, they did the responsible thing: they bought life insurance.

Barely in their 30s, they passed the insurance company's physicals, applied for a $500,000 policy for Jenny and a $1 million policy for John, and thought they wouldn't have to worry about it for decades.

The Savings Bank Life Insurance Co. of Massachusetts was...